EastWest Priority Banking Visa Infinite Credit Card

EastWest Peso Money Market Fund

An exclusive world for the global elite.

Features and Benefits
As an EastWest Priority Banking Visa Infinite Credit Cardholder, you are entitled to these exclusive membership privileges wherever you are in the world.

Perpetual Waiver of Annual Membership Fee
Enjoy a lifetime of benefits with the perpetual waiver of the Annual Membership Fees for your Principal and Supplementary EastWest Priority Banking Visa Infinite Credit Cards.

Travel Privileges

VIP Airport Lounge Access
Take pleasure and comfort at VIP airport lounges worldwide while waiting for your flight.

  • Priority Pass access to the finest airport lounges
    With your EastWest Priority Banking Visa Infinite Credit Card, you are entitled to a complimentary Priority Pass membership which gives you access to over 950 airport lounges in over 120 countries and in more than 400 cities worldwide. Existing Priority Banking Clients who meet the minimum required Total Relationship Balance can enjoy up to four (4) complimentary access1 per year.
    Learn more about Priority Pass.
    Download the Priority Pass Application Form.

    Just present your Priority Pass Card to the host of a participating airport lounge on your next travel. For a complete list of participating airport lounges, please log on to www.prioritypass.com.
  • MIASCOR lounge access
    Enjoy up to two (2) complimentary access1 per year to the MIASCOR lounges in NAIA Terminal 1, NAIA Terminal 3, Clark and Davao International Airports by simply presenting your EastWest Priority Banking Visa Infinite Credit Card.
    View the MIASCOR Lounge Access Terms and Conditions.
1 Available to the Principal Cardholder only and existing Priority Banking Clients who meet the required minimum Total Relationship Balance. Supplementary Cardholders, accompanying guests and non-Priority Banking Clients are subject to a fee of USD27 for Priority Pass and MIASCOR per person, per visit. Complimentary lounge access is exclusively for existing EastWest Priority Banking Clients.

Free Comprehensive Travel Accident & Inconvenience Insurance of up to Php20 Million2
Marvel at the best sights the world has to offer with utmost peace of mind. You and your family are covered for up to Php20 Million with our comprehensive travel accident and inconvenience insurance when you purchase your travel tickets using your EastWest Priority Banking Visa Infinite Credit Card. Learn more about the Free Comprehensive Travel Accident & Inconvenience Insurance benefit.

2 Coverage applies when the travel fare or tickets of the Cardholder and his/her spouse and children have been fully purchased using the EastWest Priority Banking Visa Infinite Credit Card.

Lifestyle Privileges

Premium Perks
Take pleasure in special privileges from our roster of renowned local partners with EastWest Premium Perks. Indulge in luxurious getaways, culinary adventures and rejuvenating wellness pursuits exclusively selected to complement your unparalleled taste. View the EastWest Elite Credit Cards’ Premium Perks.

Global Visa Infinite Privileges3
Discover unique worldwide privileges curated just for you. Exclusive perks and extraordinary opportunities await you all year round by simply carrying your EastWest Priority Banking Visa Infinite Credit Card.

  • Shopping
    Set foot in the best shopping destinations around the world, reserved only for the select few. Enjoy special offers, personalized services and access to by invitation events.
  • Dining
    Relish the wondrous flavors of local and international cuisines, all masterfully crafted by acclaimed chefs, coupled with complimentary drinks or other exclusive deals for your palate.
  • Golf
    Each moment is perfect for an indulging game of golf, wherever you are in the globe. Enjoy special privileges at participating international golf clubs.
  • Airport Meet & Greet
    Step into a world devoid of hassles and long queues with Airport Travel Assist – yQ (meet and assist). Enjoy the convenience and efficiency of fast track immigration at over 450 international airports. As you arrive at your chosen location or travel to your next destination, yQ agents will meet you at the air-bridge if you are an arriving passenger or at the kerbside if you are a departing passenger to ensure that your airport experience is of paramount convenience.
  • Hotels
    Enjoy upgrades and VIP privileges at over 900 luxury properties around the world when you book through www.visaluxuryhotels.com.
  • Concierge Service
    The Visa Infinite Concierge Service is available 24 hours a day, seven days a week to fulfill your lifestyle needs such as trip planning, worldwide hotel reservations, flight bookings, car rental, event ticket purchases, among others. To access this service, call Visa’s hotline at 1-800-1441-0014 (toll-free from anywhere in the Philippines).

3 The Global Visa Infinite Privileges is provided for by Visa and may be subject to fees and charges. The Bank makes no representations or warranties whatsoever in connection with any access or usage of the Visa Infinite Concierge Service, including, but not limited to, contactability, response times, and/or accuracy, completeness or suitability of any information provided by or through the Visa Infinite Concierge Service. The Bank does not make any warranty or representation on the products and/or services under the Global Visa Infinite Privileges.

View complete list of these Global Visa Infinite Privileges.

Infinite Rewards Program
Earn Infinite Rewards Points whenever you use your EastWest Priority Banking Visa Infinite Credit Card. Each Php10 qualified spend corresponds to one (1) Infinite Rewards Point. Accumulate points and conveniently convert these to PAL Mabuhay Miles and Asia Miles. You may also exchange your points for Infinite Rewards Vouchers which you may use at partner merchants or convert these to cash rebates by calling our 24-Hour Customer Service Hotline. View the infinite Rewards Program Catalogue and Terms and Conditions.

Other Card Benefits

Global Acceptance
Enjoy your purchasing power in the Philippines and around the world as your EastWest Priority Banking Visa Infinite Credit Card is accepted in more than 38 million locations in over 200 countries and territories.

Smart Chip & Contactless Technology
Your card is equipped with a smart chip for better card security. Plus, with the advanced contactless technology of Visa payWave, you may enjoy tap-and-go convenience in paying for your purchases at any Visa payWave merchant worldwide. Learn more about Visa payWave.

3D Secure Technology
EastWest makes your online transactions safer with 3D Secure. This protects against possible fraudulent use of your EastWest Priority Banking Visa Infinite Credit Card in online shops that display the Verified by Visa logo. Your purchases on these sites will be validated by entering a one-time password that will be sent via SMS to your mobile number on record. As such, always keep your mobile number updated through EastWest Customer Service. Learn more.

Supplementary Cards
Share your spending privileges with your loved ones by giving them Supplementary EastWest Priority Banking Visa Infinite Credit Cards, with Annual Membership Fees waived perpetually. You can request up to 9 supplementary cards. At your option, you may also assign a monthly sub-limit4 for each supplementary card to better manage your finances. Apply now.

4Remains the same monthly for as long as the Principal Cardholder has an available credit limit

Billings and Payments in Philippine Peso
All your purchases, whether local or international, will be billed and paid in Philippine Peso to allow you to keep your foreign currency intact.

Easy Repayment Terms
At every billing cycle, you have the option to pay the Total Statement Balance, the Minimum Payment Due, or any amount in between on or before your Payment Due Date. Should you opt to pay an amount less than your Total Statement Balance, an Interest Charge will be applied.

Merchant Installment
Enjoy as low as 0% interest on selected items and installment terms at participating merchants.

Balance Transfer
Transfer your other credit cards' balances to your EastWest Priority Banking Visa Infinite Credit Card and enjoy great savings and lighter monthly installment payments.

Convert-to-Installment
You have the option to convert your high-ticket shopping and travel expenses to installment payable in 6, 12, 18 or 24 easy payment terms at low monthly add-on interest rates.

Insta-Cash Facility
Enjoy access to cash with your EastWest Priority Banking Visa Infinite Credit Card through the Insta-Cash Facility at low monthly add-on interest rates and flexible installment terms. Use the proceeds for your home improvements, travel, celebrating special occasions or any of your financial needs. Learn more.

Cash Advance Facility
Get cash advances of up to 70% of your credit limit at any EastWest ATM, over-the-counter at any EastWest store nationwide or at any ATM displaying the Visa and Visa Plus logos. Cash advances can be availed using your unique Cash Advance Personal Identification Number (CA-PIN) and an Interest Charge will be imposed from the date of availment to the date of full settlement or payment.

Quick Bills Facility
Take advantage of the most convenient way to pay for your utility and telecommunication bills and insurance premiums, with billers such as Bayantel, Digitel, Globe, Meralco, Philam Life, PhilPlans, PLDT & MyDSL, Red Mobile, SKYCable, SKYBroadband & SKYVoice, Smart & Smart Bro and Sun Cellular. Simply enroll in the Quick Bills Facility to automatically charge your bills or insurance premiums to your EastWest Priority Banking Visa Infinite Credit Card. Learn more.

Electronic Statement of Account Facility
Enjoy the benefits of the electronic Statement of Account (e-SOA) Facility – it’s convenient, secure and earth-friendly. Your e-SOA will be sent to your primary e-mail address in a password-protected PDF file. With an e-SOA, you can view your SOA anytime and keep the file without the paper clutter. An SMS advisory will be sent to your mobile number on record to let you know that your e-SOA has been sent. To enroll, simply call our 24-Hour Customer Service or e-mail cards@eastwestbanker.com. Learn more.

EastWest Online
Bank with confidence anytime, anywhere with EastWest Online. View your credit card balance, download your electronic Statement of Account, update your contact details, and more, conveniently and securely. Enjoy a safe and smart way to bank! Enroll now.

24-Hour Customer Service
For your utmost convenience, the EastWest Customer Service Hotline is available 24 hours a day, 7 days a week. Call (02) 888-1700 for card inquiries, lost card advice, Convert-to-Installment, Insta-Cash, Supplementary Credit Card applications, or for any concern you might have.

To access your EastWest Priority Banking Visa Infinite Credit Card account, simply press 2 then follow the instruction of the voice prompt. Please have your EastWest Priority Banking Visa Infinite Credit Card number ready.

Lost Card Protection

Please immediately report the loss of your EastWest Priority Banking Visa Infinite Credit Card through our 24-Hour Customer Service Hotline at (02) 888-1700. You will be free of any financial liability from fraudulent charges made on your EastWest Priority Banking Visa Infinite Credit Card from the time you reported the loss.

For billing addresses within Metro Manila, replacement cards will be delivered within 7 to 9 banking days from the time the card was reported lost. For addresses outside Metro Manila, replacement cards will be delivered within 9 to 12 banking days from the time the card was reported lost. A Card Replacement Fee of Php500 shall be charged to your EastWest Priority Banking Visa Infinite Credit Card.

Card features and benefits are subject to applicable terms and conditions.

Summary of Fees and Charges

EastWest Priority Banking Visa Infinite Credit Card
Annual Membership Fee Waived Perpetually
Interest Charge 1.99% per month, computed based on average daily balance (or 23.88% effective rate annually)
Cash Advance Service Fee & Interest Charge 3% of the cash advance amount or Php600, whichever is higher; and 1.99% Interest Charge imposed on the Cash Advance Amount and Cash Advance Service Fee, which shall accrue from the date of availment until full settlement or payment.
Cash Advance Over-the-Counter Fee A fee of Php500 will be charged for cash advance transactions availed over-the-counter at EastWest stores in addition to the cash advance service fee and applicable Interest Charge. The proceeds of the over-the-counter cash advance transaction shall be net of the Cash Advance Over-the-Counter Fee.
Late Payment Charge 6.50% of the Minimum Payment Due or Php200, whichever is higher
Over Credit Limit Fee Php500 will be charged whenever the outstanding balance exceeds the prescribed credit limit within the billing period.
Returned Check Fee Php1,000 for every returned check
Retrieval Fee Php200 for the retrieval of each retail/installment and mail-order/ telephone-order charge slip; Php1,250 for the retrieval of each travel and entertainment charge slip
Card Replacement Fee Php500 for every card replacement
Foreign Currency Conversion Fee Transactions made in foreign currencies/merchants or those processed by foreign acquirers shall be automatically converted to Philippine Peso at the Visa currency conversion rate on the day the transaction is processed, plus a Foreign Currency Conversion Fee of 2.50% which is comprised of Visa’s Assessment Fee and EastWest’s Service Fee.
Gambling & Gaming Fee A 5% service fee shall be charged on gaming/gambling transactions and/or transactions made at gaming/gambling establishments, including the placement of wagers, purchase of lottery tickets or other values in conjunction with any gaming or gambling activity.
Multiple Payment Fee Cardholders are allowed a maximum of three (3) payment transactions in EastWest Accredited Payment Channels posted within a statement cycle. A Php50 fee will be charged for each EastWest Credit Card payment posted after the 3rd posted payment transaction. Payments made in EastWest Payment Channels will not incur any charge.
Installment Pre-Termination Processing Fee 5% of the remaining principal balance or Php500, whichever is higher
Closed Card Account Service Fee For Closed Card Accounts which have credit balances, the cardholder shall make the appropriate arrangement with EastWest to collect the credit balance within three (3) months from the date when the Card Account is closed. Otherwise, EastWest shall deduct from such credit balance a monthly service fee of Php200 to cover for administrative costs incurred by EastWest in maintaining the cardholder's account.
Minimum Payment Due Computation The Minimum Payment Due is the minimum amount that must be paid on or before your Payment Due Date to avoid Late Payment Charge. It is composed of the following: (a) 5% of your Total Statement Balance inclusive of all fees and charges and monthly installment/s, if any, but exclusive of any unbilled installment amount and any amount in excess of your credit limit; (b) past due amount, if any; and (c) any amount in excess of your credit limit. The Minimum Payment Due is the sum of (a), (b) and (c); or Php500, whichever is higher.
Interest Charge Computation At every billing cycle, you have the option to pay the Total Statement Balance, the Minimum Payment Due, or any amount in between. An Interest Charge will be imposed should you choose not to pay the Total Statement Balance on or before the payment due date as set out in your Statement of Account. The Interest Charge is based on your Average Daily Balance (ADB) computed from transaction date for cash advance, credits/payments and retail transactions/monthly installments/fees until the next cycle cut-off. Any Interest Charge due but unpaid shall form part of the principal balance and will continue to earn Interest Charges.
View the Sample Interest Computation

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IMPORTANT ADVISORY

Know the details on the conversion of Standard Chartered Bank Credit Card
to EastWest Credit Card.


IMPORTANT ADVISORY
Submission of Basic
Customer Credit Data to CIC

Pursuant to RA 9510 or the Credit Information System Act, EastWest Bank is mandated to submit basic customer credit data and its succeeding updates to the Credit Information Corporation (CIC).

The information will be used by financial institutions and credit reporting agencies authorized by the CIC in evaluating the creditworthiness of prospective and existing customers.





Contact Us

Customer Service
(02) 888-1700

Email us
cards@eastwestbanker.com

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