EastWest Home Loan Documentary Requirement Checklist

General Documents
  • Duly-Accomplished Application Form

  • Two (2) valid Government-issued IDs

If Purpose is Refinancing/Loan Take-Out
  • Latest Statement of Account from Mortgagor

  • Proof of payment for the last 6 months (Official Receipts or cleared checks with Bank Statements or Ledger)

If Self-Employed
  • Business Registration (SEC/DTI)

  • Audited Financial Statements for the last 2 years

  • Updated Interim Financial Statement if most recent AFS is more than 6 months

  • Latest 6-month bank statements w/ authorization to conduct bank verification

  • List of trade references (at least 3 suppliers and 3 customers with telephone numbers and contact persons)

  • Articles of incorporation and By-laws

If Locally Employed
  • Certificate of Employment w/ Compensation (COEC) indicating position and length of service

  • Latest Income Tax Return (ITR)

If OFW Direct Hire
  • COEC w/ original 6-month remittances; or

  • COEC w/ original 6-month payslips; or

  • Consularized Certificate of Employment w/ Compensation (COEC)

If OFW Seaman
  • Crew Contract validated by POEA

If Practicing Doctor
  • Clinic Address/es and schedule/s

If Earning from Rental of Properties
  • Rental/Lease Contract (indicating name of tenants and rental amounts with complete a ddresses of properties being rented)

  • Photocopy of title (CCT/TCT)

If Earning from Transport Business
  • LTO Certificate of Registration (CR) and Official Receipt (OR)

  • LTFRB Franchise/s

If Earning from Commissions
  • Vouchers and bank statements (for the last 6 month reflecting commissions)

  • Required Collateral Documents

  • Photocopy of Title for Collateral (TCT for land title/CCT for condo title)

  • Appraisal Fee Official Receipt (OR)

  • Tax Declaration (Land and Building)

  • Bill of Materials or Cost Estimate

  • Building Plan or Renovation Plan

  • General Specification or Scope of Work

*Other collateral documents will be required prior to loan booking i.e. Latest Tax Receipt, Latest Tax Clearance, Lot Plan with vicinity map signed by a Geodetic Engineer, or Master Deed of Declaration for condo units.

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For more information:

Visit any EastWest Store.

Call 24/7 Customer Service Hotline 888-1700.

Email us at csloans@eastwestbanker.com.