Interest Rates

The features below apply to our deposit products.

Deposit Product Initial Deposit Minimum Maintaining Balance Balance to Earn Interest Interest Rate Per Annum
Peso Savings
Basic Savings 100 100 500 0.125%
Savings with Debit Card 2,000 2,000 10,000 0.125%
Savings with Passbook Individual: 5,000
Corporate: 20,000
Individual: 5,000
Corporate: 20,000
Individual: 10,000
Corporate: 20,000
0.125%
Passbook + Debit Card 10,000 10,000 25,000 0.125%
Kiddie Savings 2,000 2,000 2,000 0.125%
Super Saver Individual & Corporate: 500,000 Individual & Corporate: 500,000 Individual & Corporate: 500,000
0.500 - 0.999 Mil 0.125%
1.000 - 4.999 Mil 0.375%
5.000 - 9.999 Mil 0.500%
10.000 Mil and up 0.750%
No withdrawal bonus 0.750%
Peso Checking
Basic Checking 1,000 1,000 n/a n/a
Regular Checking Individual: 5,000
Corporate: 20,000
Individual: 5,000
Corporate: 20,000
n/a n/a
Checking with Interest Individual: 20,000
Corporate: 50,000
Individual: 20,000
Corporate: 50,000
Individual: 20,000
Corporate: 50,000
0.125%
Checking with Rewards Individual & Corporate: 100,000 Individual & Corporate: 100,000 Individual & Corporate: 100,000* n/a
Peso Time Deposit (Terms: 30, 60, 90, 180, 360 days, up to 5 years)
Peso Time Deposit 10,000 10,000 10,000 See below for table of interest rates
Foreign Currency Savings
US Dollar Savings USD 200 USD 200 USD 500 0.250%
Renminbi Savings CNY 500 CNY 500 CNY 500 1.000%
Euro Savings** EUR 250 EUR 250 EUR 250 0.100%
Japanese Yen Savings ** JPY 25,000 JPY 25,000 JPY 25,000 0.005%
Singapore Dollar Savings** SGD 100 SGD 100 USD 500 0.100%
British Pound Savings Account GBP 100 GBP 100 GBP 100 0.25%
Australian Dollar Savings Account AUD 250 AUD 250 AUD 250 1.35%
HongKong Dollar Savings Account HKD 250 HKD 250 HKD 250 0.150%
New Zealand Dollar Savings Account NZD 250 NZD 250 NZD 250 0.500%
Foreign Currency Time Deposit (Terms: 30, 60, 90, 180 days)
US Dollar Time Deposit*** USD 1,000 n/a n/a See below for table of interest rates
Renminbi Time Deposit CNY 5,000
Euro Time Deposit** EUR 500
Japanese Yen Time Deposit** JPY 50,000
Singapore Dollar Time Deposit** SGD 1,000
Australian Dollar Time Deposit** AUD 1,000

*Minimum Balance to Earn Rewards Points
**Offered only in select stores
***Also available for terms of 360 days, up to 5 years



Time Deposit Interest Rates

Valid from December 5 to December 11, 2017

Peso Time Deposit Term
30 D 60 D 90 D 180 D 270 D 360 D
PhP 10,000 to < 50,000 1.0000% 1.0000% 1.1250% 1.5000% 1.5000% 1.5000%
PhP 50,000 to < 500,000 1.2500% 1.2500% 1.5000% 1.7500% 1.7500% 1.7500%
PhP 500,000 to < 1 million 1.5000% 1.5000% 1.7500% 1.7500% 1.7500% 1.7500%
PhP 1 million to < 3 million 2.0000% 2.0000% 2.1250% 2.2500% 2.2500% 2.2500%
PhP 3 million to < 5 million 2.0000% 2.0000% 2.1250% 2.2500% 2.2500% 2.2500%
PhP 5 million to < 10 million 2.0000% 2.0000% 2.1250% 2.2500% 2.2500% 2.2500%
PhP 10 million and up 2.0000% 2.0000% 2.1250% 2.2500% 2.2500% 2.2500%
PhP Gross Interest Rates are subject to 20.00% p.a. withholding tax


LONG TERM PhP TIME DEPOSIT Term
Term or Fixed Quarterly payout 2 years 3 years 4 years 5 years + 1 day
PhP 10,000 and above 2.375% 2.500% 2.625% 2.75% net
PhP Gross Interest Rates are subject to 20.00% p.a. withholding tax (except for 5 years + 1 day)


Floating Rate Quarterly payout 5 years + 1 day
PhP 100,000 to 20 million 3.4926%*
*rate applies until November 30, 2017 (for outstanding placement only)


USD TIME DEPOSIT Term
30D 60D 90D 180D 270D 360D
USD 1,000 and above 1.500% 1.500% 1.750% 1.750% 1.750% 2.000%
USD Gross Interest Rates are subject to 7.50% p.a. withholding tax


LONG TERM USD TIME DEPOSIT Term
Term or Fixed Quarterly payout 2 years 3 years 4 years 5 years
USD 1,000 and above 2.000% 2.250% 2.500% 2.750%
USD Gross Interest Rates are subject to 7.50% p.a. withholding tax


RMB TIME DEPOSIT Term
30 D 60 D 90 D 180 D
RMB 5,000 and above 2.500% 2.500% 2.500% 2.500%
RMB Gross Interest Rates are subject to 7.50% p.a. withholding tax


EURO TIME DEPOSIT Term
30 D 60 D 90 D 180 D
EUR 500 to < 50,000 0.200% 0.200% 0.200% 0.200%
EUR 50,000 to < 100,000 0.200% 0.200% 0.200% 0.200%
EUR 100,000 to < 500,000 0.200% 0.200% 0.200% 0.200%
EUR 500,000 and above 0.200% 0.200% 0.200% 0.200%
EUR Gross Interest Rates are subject to 7.50% p.a. withholding tax


JPY TIME DEPOSIT Term
30 D 60 D 90 D 180 D
JPY 50,000 and above 0.150% 0.150% 0.150% 0.150%
JPY Gross Interest Rates are subject to 7.50% p.a. withholding tax


SGD TIME DEPOSIT Term
30 D 60 D 90 D 180 D
SGD 1,000 and above 0.200% 0.200% 0.200% 0.200%
SGD Gross Interest Rates are subject to 7.50% p.a. withholding tax


AUD TIME DEPOSIT Term
30 D 60 D 90 D 180 D 360 D
AUD 1,000 to < 20,000 1.125% 1.125% 1.125% 1.250% 1.375%
AUD 20,000 to < 50,000 1.125% 1.250% 1.250% 1.375% 1.500%
AUD 50,000 to < 100,000 1.250% 1.375% 1.375% 1.500% 1.625%
AUD 100,000 and above 1.250% 1.375% 1.375% 1.500% 1.625%
AUD Gross Interest Rates are subject to 7.50% p.a. withholding tax



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For more information:

Visit any EastWest Store.

Call 24/7 Customer Service Hotline 888-1700.

Email us at service@eastwestbanker.com.