Member Get Member

Promo Terms & Conditions

A. Referrer Incentive

  1. The EastWest Member-Get-Member (“MGM”) Promo is open to all EastWest Principal Cardholders in good credit standing* herein referred to as “Referrer”. Employees of EastWest and Corporate Cardholders are not qualified to join the Promo.
  2. Promo period is from August 15, 2016 to February 15, 2017.
  3. EastWest Principal Cardholders can join the MGM Promo by asking their relatives and friends herein referred to as “Referral” to apply for an EastWest MasterCard Credit Card.
  4. The complete Referrer information must be clearly indicated on the MGM Application Form. Blank, incomplete, invalid and unreadable Referrer information will not be counted in favor of the Referrer despite approval of the application of the Referral. Referrers should provide the following information for proper tagging of Referrals:
    a) Complete Name (as it appears on the Eastwest Credit Card)
    b) EastWest Credit Card Number
    c) E-mail Address
  5. The Referrer must ensure that their Referral meets all of the following criteria:
    a) must not have an existing Principal EastWest Credit Card or a cancelled EastWest Credit Card within the promo period, otherwise, Referral shall not qualify for the promo incentive;
    b) must be 21-65 years old, Filipino citizen and residing in the Philippines;
    c) must have a residence landline or postpaid mobile phone AND business landline; and
    d) must be an active Principal Credit Cardholder issued by other bank and/or with a Gross Annual Income of at least One Hundred Eighty Thousand Pesos (Php180,000.00).
  6. To qualify for the Promo, the Referral's application must be:
    a) received within the promo period;
    b) completely filled-out and signed in the prescribed MGM Application Form; and
    c) submitted with complete documentary requirements via email to

    To request for additional MGM Application Form, you may:
    a) download the form at
    b) call EastWest's 24-Hour Customer Service at (02) 888-1700.
  7. For every approved Referral, the Referrer will receive One Thousand Pesos (Php1,000) Cash Credits.

    The Referrer must be in good credit standing* throughout the duration of the promo period and during the generation of the Referrer Incentive, otherwise, Referrer Incentive will be forfeited in favor of the Bank.
  8. In the event that the Referral is referred by two (2) or more Referrers, the Referrer Incentive shall be awarded to the Referrer whose Referral application was first. The Bank shall strictly enforce a one (1) Referrer Incentive and Referral Welcome Gift policy per valid approved Referral.
  9. Referrers will be notified of their Referral's application status and Referrer Incentive through their e-mail address on record. Referrer Incentive will be posted on the Referrer’s Credit Card account seven (7) banking days from the approval date of their Referral.
  10. Only completed and signed MGM Application Form will be processed. Incomplete Referrals will be cancelled. Request for reprocessing of cancelled/declined applications will not be accomodated. Instead, the Referrer shall be required to submit a new duly accomplished MGM Application Form with documentary requirements. All submitted MGM Application Forms and documentary requirements shall belong to EastWest and shall not be returned.
  11. Disputes in respect of the Principal Referrer's eligibility, coverage of the promo dates, fulfillment, etc., shall be resolved by EastWest at its sole discretion with prior approval from DTI.
B. Applicant (Referral) Incentive

  1. New approved Referral herein referred to as “Applicant (Referral)” under the EastWest Member-Get-Member Promo (“MGM”) is eligible for the Referral Welcome Gift, provided that the Applicant (Referral) is "new to bank". New to bank means the applicant does not have any existing EastWest Principal Credit Card or cancelled EastWest Principal Credit Card within the promo period.
  2. Promo period is from August 15, 2016 to February 15, 2017.
  3. The Welcome Gift shall be in the form of Cash Credits and will depend on the Card Type issued by EastWest under the MGM Promo subject to the spend requirement per MasterCard Card Type as stated in the table below:

    MasterCard Card Type Welcome Gift Spend Requirement
    Classic MasterCard
    Practical MasterCard
    Hyundai MasterCard
    Php1,000 Php2,000
    Platinum MasterCard
    EveryDay Titanium MasterCard
    Dolce Vita Titanium MasterCard
    Gold MasterCard
    Php2,000 Php4,000
  4. The Applicant (Referral) will qualify for the Welcome Gift once he/she reaches the minimum spend requirement within ninety (90) days from the date of card approval. Spend amount may be single or accumulated.

    Cash advance availments, Insta-Cash, Balance Transfer, Convert-to- Installment transactions, Quick Bills, auto charged insurance premiums, fees and charges are not considered qualified spend for the promo.
  5. The Welcome Gift will be posted on the Applicant's (Referral's) Statement of Account (SOA) on the next billing cycle within thirty (30) days after the Applicant (Referral) has reached the spend requirement.
  6. The Applicant (Referral) must be in good credit standing* throughout the duration of the promo period, spend period and during the generation of the Welcome Gift, otherwise, the Welcome Gift will be forfeited in favor EastWest.
  7. This promo may not be used in conjuction with other EastWest acquisition /activation promo. In case an Applicant (Referral) qualifies for more than one promo, he/she can only avail of one. Multiple or invalid promo availment may result to charging the full cost of the reward to the Applicant's (Referral's) account, according to EastWest discretion.
  8. The issuance and use of EastWest Credit Card is subject to the Bank's credit policies and the Term and Conditions Governing the issuance and Use of EastWest Credit Cards. Card Type issuance is subject to the existing Marketing program guidelines, Credit policies and procedures of EastWest.
  9. Disputes in respect of the Applicant's (Referral’s) eligibility, coverage of the promo dates, fulfillment, etc., shall be resolved by EastWest at its sole discretion with prior approval from DTI.
* Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose EastWest Credit Cards are not reported lost or stolen and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and Use of EastWest Credit Cards.

Per DTI-FTEB SPD Permit No. 8270, Series of 2016.

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