Features and Benefits
Stable and Predictable Returns
Fixed-income securities offer stable returns and a steady stream of cash flow through regular interest or coupon payments, both ideal for investors seeking steady income.
Safety and Capital Preservation
Unlock the benefits of the fixed interest rate and coupon payments. At maturity, Principal amount is paid back by the issuer to the investor.
Diversification and Liquidity
Investing in fixed-income securites can help investors to strike an efficient balance of risk and reward for the overall portfolio performance. Additionally, these securities are tradeable can be bought and sold in the secondary market.
Product Features
Medium- to long-term investment securities issued by SEC-Registered Philippine corporations. These securities represent obligations of the issuing company. Proceeds from the issuance would be used for various cash requirements of the issuer.
Medium- to long-term investment securities issued by corporations denominated in US Dollars or Foreign Currencies. These securities represent USD/Foreign Currency obligations of issuing companies. Investors would be exposed to the potential benefits and risks associated with foreign exchange fluctuations.
Frequently Asked Questions
It is a type of debt instrument that provides returns in the form of regular or fixed interest payments and repayments of the principal when the security reaches maturity. It can be issued by Governments, Corporations, and other entities to finance their operations.
For Peso-denominated securities, PHP 20,000.00 face value and subject to the availability of the security. For Dollar-denominated securities, USD 200,000.00 face value and subject to the availability of the security.
**For primary offerings, the minimum investment amount will depend on the requirement of the Issuer.
There is no charge for opening an Investment Registry account. However, there may be third-party related account opening fees and transactional fees based on the type of investment. A broker’s fee per transaction may also apply. For more details, please consult our SEDEX Officer.
Early redemption of investments will depend on prevailing market prices. This means the value of investments may differ from the original purchase price due to market fluctuations. Investments may be sold at a discount, at par or at a premium. To proceed with the sale of securities, you’ll need to submit the required documents and the sale transaction will be subject to the availability of a buyer in the market.
You must open an EWB settlement (savings or checking) account prior to investing in bonds. Your account will be debited for bond purchases and all interest earned and maturity proceeds will be credited to the nominated settlement account with us.
The Face Value or Principal Investment Amount is the amount that the bondholder will receive at maturity, provided the issuer does not default. While the Settlement Amount is the amount that the bondholder pays or receives for the bond, which includes the accrued interest, taxes, and any applicable fees.
Settlement is usually on the next banking day after the transaction / trade date.
You need to complete the required investment account opening documents at your nearest EastWest store. EastWest stores can assist with the documentation and the trade transactions execution will be handled by SEDEX Officer at the Head Office.