As the Philippines continues to transition to e-commerce and cashless purchases, convenience and security have become the main priorities of the expanding Philippine middle class. To meet these needs, debit cards like the EastWest Visa Platinum Debit Card have evolved from being relatively simple products to indispensable solutions for the modern Filipino consumer.
If you’re new to digital finance, you may not be aware of the unique advantages debit cards have over other cash alternatives. Unlike e-wallets or credit cards, debit cards offer direct access to your bank account funds. This lets you avoid debt while still giving you easy access to cash for all kinds of online and offline purchases. Additionally, debit cards reduce the risks associated with carrying physical cash and offer payment flexibility in a variety of situations. In particular, the EastWest Visa Platinum Debit Card offers global acceptance and access to any Visa-supported merchant and ATM worldwide.
For Filipino banking customers, particularly those in the fast-rising middle class, a premium debit card like the EastWest Bank Visa Platinum can bring a few more specific benefits, which we outline below. If these benefits match your lifestyle, visit your nearest EastWest Branch or contact us about getting your own.
1. Access Your Funds, Anytime, Anywhere
Many Filipinos are using their newfound prosperity to travel more than ever before and the EastWest Visa Platinum Debit Card is the ideal companion. As a Visa-supported card, it gives native access to millions of ATMs and payment terminals worldwide. You can even withdraw funds from your EastWest Bank account in local currency at overseas ATMs, sparing you the hassle of looking for money exchangers and giving you more time to enjoy your trip. Whether you’re exploring the world with your loved ones or making purchases locally, you can rely on the EastWest debit card for seamless and uninterrupted cashless transactions.
2. Amazing Perks, Rewards and Discounts
Where other debit cards are not much more than ATM cards, the EastWest Visa Platinum Debit Card rewards your spending with exclusive perks, such as discounts at partner establishments. EastWest Bank has meticulously selected its partners for maximum value and to better match your discerning taste. Get in touch or explore the EastWest website to learn about active promos in the Philippines and in select overseas locations.
3. Cutting-Edge Security Features
Even as cashless technologies make our lives easier, we must all do what we can to better address emerging security challenges. EastWest prioritizes your financial safety, integrating multiple security technologies into the EastWest Visa Platinum Debit Card and other similar offerings. The debit cards themselves use EMV chips that encrypt data to minimize risks of fraud. Meanwhile, 24/7 monitoring detects and prevents suspicious activities. These measures guarantee that your hard-earned money is safeguarded, giving you and your family total peace of mind with each transaction.
4. Exclusive Travel Privileges
Frequent travelers will appreciate the VIP services through the Visa Infinite Concierge Service. Use this to get more when you book hotels and flights worldwide, rent cars, and much more. This service is accessible 24/7, wherever you are in the world, making your EastWest Visa Platinum Debit Card a real and reliable travel partner.
5. Real-Time Expense Tracking Over the EasyWay App
Managing your family’s budget is easier with real-time alerts and detailed transaction histories accessible through EastWest’s online banking platform. Use EastWest’s EasyWay app to effortlessly monitor spending habits, identify areas for savings, and plan finances from your phone, wherever you are in the world.
6. Waived ATM Fees and High Spending Limits
EastWest leads the pack when it comes to ATM cash withdrawal, with waived fees for both local and international machines. Even better, the EastWest Visa Platinum Debit Card accommodates higher daily transaction limits, with a maximum daily purchase limit of PHP 100,000. With this generous amount, you can easily accommodate large one-off purchases or emergency expenses when traveling overseas.
7. Hassle-Free Application Process
The EastWest Visa Platinum Debit Card is exclusive to EastWest Priority Banking Customers. Whether you prefer to apply at a nearby branch or online, EastWest’s application processes are designed to be effortless to navigate. You’ll enjoy minimal requirements and responsive customer support, putting a truly premium banking experience well within your reach.
Make the Smart Choice. Switch to EastWest Today
Even as the Philippine cashless environment continues to develop, the EastWest Visa Platinum Debit Card offers a host of outstanding advantages, especially for today’s growing Filipino middle-class. Individuals and families that need a better way to manage their finances will find EastWest’s commitment to global accessibility, enhanced security, and premium perks a refreshing change from the usual offerings.
If the advantages of the EastWest Visa Platinum Debit Card align with your lifestyle, open a Priority Banking account at EastWest Bank today to begin your journey to more convenient finance. Visit your nearest EastWest Bank branch or submit an online application to get started.
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